LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,180
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,585
−HK$1,428/mo
Today · 4.125%
HK$48,013
baseline
▲ 0.50% · 4.625%
HK$50,934
+HK$2,921/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,026/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,262
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,610
−HK$1,367/mo
Today · 4.125%
HK$52,977
baseline
▲ 0.50% · 4.625%
HK$55,770
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,954/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,215
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,902
−HK$1,713/mo
Today · 4.125%
HK$57,615
baseline
▲ 0.50% · 4.625%
HK$61,121
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,230/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,314
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,932
−HK$1,641/mo
Today · 4.125%
HK$63,573
baseline
▲ 0.50% · 4.625%
HK$66,924
+HK$3,351/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,146/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,251
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,219
−HK$1,999/mo
Today · 4.125%
HK$67,218
baseline
▲ 0.50% · 4.625%
HK$71,308
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,436/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,366
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,254
−HK$1,914/mo
Today · 4.125%
HK$74,168
baseline
▲ 0.50% · 4.625%
HK$78,078
+HK$3,910/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,336/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,323
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,853
−HK$2,570/mo
Today · 4.125%
HK$86,423
baseline
▲ 0.50% · 4.625%
HK$91,681
+HK$5,258/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,846/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,471
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,898
−HK$2,461/mo
Today · 4.125%
HK$95,359
baseline
▲ 0.50% · 4.625%
HK$100,386
+HK$5,027/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,718/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,001 · Scale 2, in force from 26 Feb 2026)