LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,181
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,586
−HK$1,428/mo
Today · 4.125%
HK$48,014
baseline
▲ 0.50% · 4.625%
HK$50,935
+HK$2,921/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,028/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,263
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,611
−HK$1,368/mo
Today · 4.125%
HK$52,979
baseline
▲ 0.50% · 4.625%
HK$55,771
+HK$2,792/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,958/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,217
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,903
−HK$1,714/mo
Today · 4.125%
HK$57,617
baseline
▲ 0.50% · 4.625%
HK$61,122
+HK$3,505/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,234/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,316
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,933
−HK$1,641/mo
Today · 4.125%
HK$63,574
baseline
▲ 0.50% · 4.625%
HK$66,925
+HK$3,351/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,148/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,253
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,220
−HK$1,999/mo
Today · 4.125%
HK$67,219
baseline
▲ 0.50% · 4.625%
HK$71,310
+HK$4,091/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,438/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,368
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,255
−HK$1,915/mo
Today · 4.125%
HK$74,170
baseline
▲ 0.50% · 4.625%
HK$78,080
+HK$3,910/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,340/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,325
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,855
−HK$2,570/mo
Today · 4.125%
HK$86,425
baseline
▲ 0.50% · 4.625%
HK$91,684
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,850/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,473
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,900
−HK$2,461/mo
Today · 4.125%
HK$95,361
baseline
▲ 0.50% · 4.625%
HK$100,388
+HK$5,027/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,722/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,019 · Scale 2, in force from 26 Feb 2026)