LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,182
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,588
−HK$1,427/mo
Today · 4.125%
HK$48,015
baseline
▲ 0.50% · 4.625%
HK$50,937
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,030/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,265
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,613
−HK$1,367/mo
Today · 4.125%
HK$52,980
baseline
▲ 0.50% · 4.625%
HK$55,773
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,960/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,219
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,905
−HK$1,714/mo
Today · 4.125%
HK$57,619
baseline
▲ 0.50% · 4.625%
HK$61,124
+HK$3,505/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,238/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,318
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,935
−HK$1,641/mo
Today · 4.125%
HK$63,576
baseline
▲ 0.50% · 4.625%
HK$66,928
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,152/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,255
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,223
−HK$1,999/mo
Today · 4.125%
HK$67,222
baseline
▲ 0.50% · 4.625%
HK$71,312
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,444/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,370
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,258
−HK$1,914/mo
Today · 4.125%
HK$74,172
baseline
▲ 0.50% · 4.625%
HK$78,082
+HK$3,910/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,344/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,328
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,858
−HK$2,570/mo
Today · 4.125%
HK$86,428
baseline
▲ 0.50% · 4.625%
HK$91,687
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,856/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,476
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,903
−HK$2,462/mo
Today · 4.125%
HK$95,365
baseline
▲ 0.50% · 4.625%
HK$100,391
+HK$5,026/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,730/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,044 · Scale 2, in force from 26 Feb 2026)