LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,183
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,588
−HK$1,428/mo
Today · 4.125%
HK$48,016
baseline
▲ 0.50% · 4.625%
HK$50,938
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,032/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,265
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,613
−HK$1,368/mo
Today · 4.125%
HK$52,981
baseline
▲ 0.50% · 4.625%
HK$55,774
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,962/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,219
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,906
−HK$1,713/mo
Today · 4.125%
HK$57,619
baseline
▲ 0.50% · 4.625%
HK$61,125
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,238/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,318
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,936
−HK$1,641/mo
Today · 4.125%
HK$63,577
baseline
▲ 0.50% · 4.625%
HK$66,928
+HK$3,351/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,154/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,256
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,223
−HK$2,000/mo
Today · 4.125%
HK$67,223
baseline
▲ 0.50% · 4.625%
HK$71,313
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,446/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,371
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,259
−HK$1,914/mo
Today · 4.125%
HK$74,173
baseline
▲ 0.50% · 4.625%
HK$78,083
+HK$3,910/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,346/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,329
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,859
−HK$2,570/mo
Today · 4.125%
HK$86,429
baseline
▲ 0.50% · 4.625%
HK$91,688
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,858/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,478
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,904
−HK$2,462/mo
Today · 4.125%
HK$95,366
baseline
▲ 0.50% · 4.625%
HK$100,393
+HK$5,027/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,732/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,054 · Scale 2, in force from 26 Feb 2026)