LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,184
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,589
−HK$1,428/mo
Today · 4.125%
HK$48,017
baseline
▲ 0.50% · 4.625%
HK$50,939
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,034/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,266
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,614
−HK$1,368/mo
Today · 4.125%
HK$52,982
baseline
▲ 0.50% · 4.625%
HK$55,775
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,964/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,220
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,907
−HK$1,713/mo
Today · 4.125%
HK$57,620
baseline
▲ 0.50% · 4.625%
HK$61,126
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,240/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,320
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,937
−HK$1,641/mo
Today · 4.125%
HK$63,578
baseline
▲ 0.50% · 4.625%
HK$66,930
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,156/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,257
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,225
−HK$1,999/mo
Today · 4.125%
HK$67,224
baseline
▲ 0.50% · 4.625%
HK$71,314
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,448/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,373
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,260
−HK$1,915/mo
Today · 4.125%
HK$74,175
baseline
▲ 0.50% · 4.625%
HK$78,085
+HK$3,910/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,350/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,330
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,860
−HK$2,571/mo
Today · 4.125%
HK$86,431
baseline
▲ 0.50% · 4.625%
HK$91,690
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,862/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,479
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,906
−HK$2,462/mo
Today · 4.125%
HK$95,368
baseline
▲ 0.50% · 4.625%
HK$100,395
+HK$5,027/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,736/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,068 · Scale 2, in force from 26 Feb 2026)