LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,185
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,590
−HK$1,428/mo
Today · 4.125%
HK$48,018
baseline
▲ 0.50% · 4.625%
HK$50,940
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,036/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,268
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,616
−HK$1,367/mo
Today · 4.125%
HK$52,983
baseline
▲ 0.50% · 4.625%
HK$55,776
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,966/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,222
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,908
−HK$1,714/mo
Today · 4.125%
HK$57,622
baseline
▲ 0.50% · 4.625%
HK$61,128
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,244/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,321
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,939
−HK$1,641/mo
Today · 4.125%
HK$63,580
baseline
▲ 0.50% · 4.625%
HK$66,932
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,160/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,259
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,226
−HK$2,000/mo
Today · 4.125%
HK$67,226
baseline
▲ 0.50% · 4.625%
HK$71,316
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,452/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,375
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,262
−HK$1,915/mo
Today · 4.125%
HK$74,177
baseline
▲ 0.50% · 4.625%
HK$78,087
+HK$3,910/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,354/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,333
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,863
−HK$2,570/mo
Today · 4.125%
HK$86,433
baseline
▲ 0.50% · 4.625%
HK$91,692
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,866/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,482
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,908
−HK$2,462/mo
Today · 4.125%
HK$95,370
baseline
▲ 0.50% · 4.625%
HK$100,397
+HK$5,027/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,740/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,088 · Scale 2, in force from 26 Feb 2026)