LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,185
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,591
−HK$1,428/mo
Today · 4.125%
HK$48,019
baseline
▲ 0.50% · 4.625%
HK$50,940
+HK$2,921/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,038/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,268
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,616
−HK$1,368/mo
Today · 4.125%
HK$52,984
baseline
▲ 0.50% · 4.625%
HK$55,777
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,968/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,222
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,909
−HK$1,713/mo
Today · 4.125%
HK$57,622
baseline
▲ 0.50% · 4.625%
HK$61,128
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,244/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,322
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,939
−HK$1,642/mo
Today · 4.125%
HK$63,581
baseline
▲ 0.50% · 4.625%
HK$66,932
+HK$3,351/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,162/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,259
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,227
−HK$1,999/mo
Today · 4.125%
HK$67,226
baseline
▲ 0.50% · 4.625%
HK$71,317
+HK$4,091/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,452/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,375
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,263
−HK$1,914/mo
Today · 4.125%
HK$74,177
baseline
▲ 0.50% · 4.625%
HK$78,087
+HK$3,910/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,354/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,333
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,863
−HK$2,570/mo
Today · 4.125%
HK$86,433
baseline
▲ 0.50% · 4.625%
HK$91,693
+HK$5,260/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,866/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,482
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,909
−HK$2,462/mo
Today · 4.125%
HK$95,371
baseline
▲ 0.50% · 4.625%
HK$100,398
+HK$5,027/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,742/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,092 · Scale 2, in force from 26 Feb 2026)