LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,187
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,592
−HK$1,428/mo
Today · 4.125%
HK$48,020
baseline
▲ 0.50% · 4.625%
HK$50,942
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,040/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,270
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,618
−HK$1,368/mo
Today · 4.125%
HK$52,986
baseline
▲ 0.50% · 4.625%
HK$55,779
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,972/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,224
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,911
−HK$1,713/mo
Today · 4.125%
HK$57,624
baseline
▲ 0.50% · 4.625%
HK$61,131
+HK$3,507/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,248/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,324
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,942
−HK$1,641/mo
Today · 4.125%
HK$63,583
baseline
▲ 0.50% · 4.625%
HK$66,934
+HK$3,351/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,166/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,262
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,229
−HK$2,000/mo
Today · 4.125%
HK$67,229
baseline
▲ 0.50% · 4.625%
HK$71,319
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,458/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,378
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,265
−HK$1,915/mo
Today · 4.125%
HK$74,180
baseline
▲ 0.50% · 4.625%
HK$78,090
+HK$3,910/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,360/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,336
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,866
−HK$2,571/mo
Today · 4.125%
HK$86,437
baseline
▲ 0.50% · 4.625%
HK$91,696
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,874/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,486
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,913
−HK$2,461/mo
Today · 4.125%
HK$95,374
baseline
▲ 0.50% · 4.625%
HK$100,402
+HK$5,028/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,748/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,121 · Scale 2, in force from 26 Feb 2026)