LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,187
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,593
−HK$1,428/mo
Today · 4.125%
HK$48,021
baseline
▲ 0.50% · 4.625%
HK$50,943
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,042/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,270
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,619
−HK$1,367/mo
Today · 4.125%
HK$52,986
baseline
▲ 0.50% · 4.625%
HK$55,779
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,972/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,225
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,911
−HK$1,714/mo
Today · 4.125%
HK$57,625
baseline
▲ 0.50% · 4.625%
HK$61,131
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,250/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,324
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,942
−HK$1,642/mo
Today · 4.125%
HK$63,584
baseline
▲ 0.50% · 4.625%
HK$66,935
+HK$3,351/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,168/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,262
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,230
−HK$1,999/mo
Today · 4.125%
HK$67,229
baseline
▲ 0.50% · 4.625%
HK$71,320
+HK$4,091/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$134,458/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,379
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,266
−HK$1,915/mo
Today · 4.125%
HK$74,181
baseline
▲ 0.50% · 4.625%
HK$78,091
+HK$3,910/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$148,362/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,337
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,867
−HK$2,571/mo
Today · 4.125%
HK$86,438
baseline
▲ 0.50% · 4.625%
HK$91,697
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,876/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,487
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,913
−HK$2,462/mo
Today · 4.125%
HK$95,375
baseline
▲ 0.50% · 4.625%
HK$100,403
+HK$5,028/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,750/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,128 · Scale 2, in force from 26 Feb 2026)