LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,188
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,594
−HK$1,428/mo
Today · 4.125%
HK$48,022
baseline
▲ 0.50% · 4.625%
HK$50,944
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,044/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,271
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,619
−HK$1,368/mo
Today · 4.125%
HK$52,987
baseline
▲ 0.50% · 4.625%
HK$55,780
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,974/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,225
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,912
−HK$1,714/mo
Today · 4.125%
HK$57,626
baseline
▲ 0.50% · 4.625%
HK$61,132
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,252/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,325
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,943
−HK$1,641/mo
Today · 4.125%
HK$63,584
baseline
▲ 0.50% · 4.625%
HK$66,936
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,168/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,263
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,231
−HK$1,999/mo
Today · 4.125%
HK$67,230
baseline
▲ 0.50% · 4.625%
HK$71,321
+HK$4,091/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$134,460/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,380
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,267
−HK$1,915/mo
Today · 4.125%
HK$74,182
baseline
▲ 0.50% · 4.625%
HK$78,092
+HK$3,910/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$148,364/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,338
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,868
−HK$2,571/mo
Today · 4.125%
HK$86,439
baseline
▲ 0.50% · 4.625%
HK$91,698
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,878/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,488
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,915
−HK$2,462/mo
Today · 4.125%
HK$95,377
baseline
▲ 0.50% · 4.625%
HK$100,404
+HK$5,027/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,754/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,139 · Scale 2, in force from 26 Feb 2026)