LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,190
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,596
−HK$1,428/mo
Today · 4.125%
HK$48,024
baseline
▲ 0.50% · 4.625%
HK$50,946
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,048/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,274
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,622
−HK$1,368/mo
Today · 4.125%
HK$52,990
baseline
▲ 0.50% · 4.625%
HK$55,783
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,980/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,228
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,915
−HK$1,714/mo
Today · 4.125%
HK$57,629
baseline
▲ 0.50% · 4.625%
HK$61,136
+HK$3,507/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,258/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,329
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,947
−HK$1,641/mo
Today · 4.125%
HK$63,588
baseline
▲ 0.50% · 4.625%
HK$66,940
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,176/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,267
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,234
−HK$2,000/mo
Today · 4.125%
HK$67,234
baseline
▲ 0.50% · 4.625%
HK$71,325
+HK$4,091/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$134,468/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,383
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,271
−HK$1,915/mo
Today · 4.125%
HK$74,186
baseline
▲ 0.50% · 4.625%
HK$78,096
+HK$3,910/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$148,372/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,343
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,873
−HK$2,571/mo
Today · 4.125%
HK$86,444
baseline
▲ 0.50% · 4.625%
HK$91,703
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,888/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,493
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,920
−HK$2,462/mo
Today · 4.125%
HK$95,382
baseline
▲ 0.50% · 4.625%
HK$100,410
+HK$5,028/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,764/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$743,180 · Scale 2, in force from 26 Feb 2026)