LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,192
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,598
−HK$1,428/mo
Today · 4.125%
HK$48,026
baseline
▲ 0.50% · 4.625%
HK$50,949
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,052/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,276
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,625
−HK$1,367/mo
Today · 4.125%
HK$52,992
baseline
▲ 0.50% · 4.625%
HK$55,786
+HK$2,794/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,984/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,231
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,918
−HK$1,714/mo
Today · 4.125%
HK$57,632
baseline
▲ 0.50% · 4.625%
HK$61,138
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,264/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,331
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,949
−HK$1,642/mo
Today · 4.125%
HK$63,591
baseline
▲ 0.50% · 4.625%
HK$66,943
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,182/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,269
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,237
−HK$2,000/mo
Today · 4.125%
HK$67,237
baseline
▲ 0.50% · 4.625%
HK$71,328
+HK$4,091/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$134,474/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,387
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,274
−HK$1,915/mo
Today · 4.125%
HK$74,189
baseline
▲ 0.50% · 4.625%
HK$78,100
+HK$3,911/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$148,378/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,346
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,877
−HK$2,571/mo
Today · 4.125%
HK$86,448
baseline
▲ 0.50% · 4.625%
HK$91,708
+HK$5,260/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,896/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,497
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,924
−HK$2,462/mo
Today · 4.125%
HK$95,386
baseline
▲ 0.50% · 4.625%
HK$100,414
+HK$5,028/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,772/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,214 · Scale 2, in force from 26 Feb 2026)