LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,193
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,598
−HK$1,429/mo
Today · 4.125%
HK$48,027
baseline
▲ 0.50% · 4.625%
HK$50,949
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,054/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,276
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,625
−HK$1,368/mo
Today · 4.125%
HK$52,993
baseline
▲ 0.50% · 4.625%
HK$55,786
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,986/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,231
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,918
−HK$1,714/mo
Today · 4.125%
HK$57,632
baseline
▲ 0.50% · 4.625%
HK$61,139
+HK$3,507/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,264/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,332
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,950
−HK$1,641/mo
Today · 4.125%
HK$63,591
baseline
▲ 0.50% · 4.625%
HK$66,943
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,182/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,270
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,238
−HK$1,999/mo
Today · 4.125%
HK$67,237
baseline
▲ 0.50% · 4.625%
HK$71,328
+HK$4,091/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$134,474/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,387
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,274
−HK$1,916/mo
Today · 4.125%
HK$74,190
baseline
▲ 0.50% · 4.625%
HK$78,100
+HK$3,910/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$148,380/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,347
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,877
−HK$2,571/mo
Today · 4.125%
HK$86,448
baseline
▲ 0.50% · 4.625%
HK$91,708
+HK$5,260/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,896/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,497
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,924
−HK$2,463/mo
Today · 4.125%
HK$95,387
baseline
▲ 0.50% · 4.625%
HK$100,415
+HK$5,028/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,774/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,215 · Scale 2, in force from 26 Feb 2026)