LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,194
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,600
−HK$1,428/mo
Today · 4.125%
HK$48,028
baseline
▲ 0.50% · 4.625%
HK$50,950
+HK$2,922/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,056/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,278
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,626
−HK$1,368/mo
Today · 4.125%
HK$52,994
baseline
▲ 0.50% · 4.625%
HK$55,787
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,988/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,233
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,919
−HK$1,714/mo
Today · 4.125%
HK$57,633
baseline
▲ 0.50% · 4.625%
HK$61,140
+HK$3,507/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,266/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,333
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,951
−HK$1,642/mo
Today · 4.125%
HK$63,593
baseline
▲ 0.50% · 4.625%
HK$66,945
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,186/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,271
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,239
−HK$2,000/mo
Today · 4.125%
HK$67,239
baseline
▲ 0.50% · 4.625%
HK$71,330
+HK$4,091/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$134,478/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,389
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,276
−HK$1,916/mo
Today · 4.125%
HK$74,192
baseline
▲ 0.50% · 4.625%
HK$78,102
+HK$3,910/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$148,384/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,349
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,879
−HK$2,571/mo
Today · 4.125%
HK$86,450
baseline
▲ 0.50% · 4.625%
HK$91,710
+HK$5,260/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,900/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,500
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,927
−HK$2,462/mo
Today · 4.125%
HK$95,389
baseline
▲ 0.50% · 4.625%
HK$100,417
+HK$5,028/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,778/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,235 · Scale 2, in force from 26 Feb 2026)