LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,195
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,601
−HK$1,428/mo
Today · 4.125%
HK$48,029
baseline
▲ 0.50% · 4.625%
HK$50,952
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,058/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,279
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,628
−HK$1,368/mo
Today · 4.125%
HK$52,996
baseline
▲ 0.50% · 4.625%
HK$55,789
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,992/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,234
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,921
−HK$1,714/mo
Today · 4.125%
HK$57,635
baseline
▲ 0.50% · 4.625%
HK$61,142
+HK$3,507/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,270/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,335
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,953
−HK$1,642/mo
Today · 4.125%
HK$63,595
baseline
▲ 0.50% · 4.625%
HK$66,947
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,190/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,273
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,241
−HK$2,000/mo
Today · 4.125%
HK$67,241
baseline
▲ 0.50% · 4.625%
HK$71,333
+HK$4,092/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$134,482/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,391
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,279
−HK$1,915/mo
Today · 4.125%
HK$74,194
baseline
▲ 0.50% · 4.625%
HK$78,105
+HK$3,911/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$148,388/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,351
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,882
−HK$2,571/mo
Today · 4.125%
HK$86,453
baseline
▲ 0.50% · 4.625%
HK$91,713
+HK$5,260/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,906/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,503
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,930
−HK$2,462/mo
Today · 4.125%
HK$95,392
baseline
▲ 0.50% · 4.625%
HK$100,420
+HK$5,028/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,784/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,259 · Scale 2, in force from 26 Feb 2026)