LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,197
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,603
−HK$1,428/mo
Today · 4.125%
HK$48,031
baseline
▲ 0.50% · 4.625%
HK$50,954
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,062/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,281
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,630
−HK$1,368/mo
Today · 4.125%
HK$52,998
baseline
▲ 0.50% · 4.625%
HK$55,791
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,996/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,236
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,923
−HK$1,714/mo
Today · 4.125%
HK$57,637
baseline
▲ 0.50% · 4.625%
HK$61,145
+HK$3,508/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,274/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,337
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,956
−HK$1,641/mo
Today · 4.125%
HK$63,597
baseline
▲ 0.50% · 4.625%
HK$66,950
+HK$3,353/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,194/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,276
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,244
−HK$2,000/mo
Today · 4.125%
HK$67,244
baseline
▲ 0.50% · 4.625%
HK$71,335
+HK$4,091/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$134,488/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,394
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,282
−HK$1,915/mo
Today · 4.125%
HK$74,197
baseline
▲ 0.50% · 4.625%
HK$78,108
+HK$3,911/mo
Deposit HK$5.95M · loan HK$13.87M · min. income ≈ HK$148,394/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,355
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,885
−HK$2,571/mo
Today · 4.125%
HK$86,456
baseline
▲ 0.50% · 4.625%
HK$91,717
+HK$5,261/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,912/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,506
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,933
−HK$2,463/mo
Today · 4.125%
HK$95,396
baseline
▲ 0.50% · 4.625%
HK$100,424
+HK$5,028/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,792/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,289 · Scale 2, in force from 26 Feb 2026)