LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,200
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,606
−HK$1,429/mo
Today · 4.125%
HK$48,035
baseline
▲ 0.50% · 4.625%
HK$50,958
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,070/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,285
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,634
−HK$1,368/mo
Today · 4.125%
HK$53,002
baseline
▲ 0.50% · 4.625%
HK$55,796
+HK$2,794/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,004/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,241
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,928
−HK$1,714/mo
Today · 4.125%
HK$57,642
baseline
▲ 0.50% · 4.625%
HK$61,149
+HK$3,507/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,284/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,342
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,960
−HK$1,642/mo
Today · 4.125%
HK$63,602
baseline
▲ 0.50% · 4.625%
HK$66,955
+HK$3,353/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,204/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,281
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,249
−HK$2,000/mo
Today · 4.125%
HK$67,249
baseline
▲ 0.50% · 4.625%
HK$71,341
+HK$4,092/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,498/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,399
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,287
−HK$1,916/mo
Today · 4.125%
HK$74,203
baseline
▲ 0.50% · 4.625%
HK$78,114
+HK$3,911/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,406/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,361
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,892
−HK$2,571/mo
Today · 4.125%
HK$86,463
baseline
▲ 0.50% · 4.625%
HK$91,724
+HK$5,261/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,926/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,513
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,941
−HK$2,462/mo
Today · 4.125%
HK$95,403
baseline
▲ 0.50% · 4.625%
HK$100,432
+HK$5,029/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,806/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,346 · Scale 2, in force from 26 Feb 2026)