LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,201
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,607
−HK$1,429/mo
Today · 4.125%
HK$48,036
baseline
▲ 0.50% · 4.625%
HK$50,959
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,072/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,286
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,635
−HK$1,368/mo
Today · 4.125%
HK$53,003
baseline
▲ 0.50% · 4.625%
HK$55,797
+HK$2,794/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,006/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$743,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,241
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,929
−HK$1,714/mo
Today · 4.125%
HK$57,643
baseline
▲ 0.50% · 4.625%
HK$61,150
+HK$3,507/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,286/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,343
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,961
−HK$1,642/mo
Today · 4.125%
HK$63,603
baseline
▲ 0.50% · 4.625%
HK$66,956
+HK$3,353/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,206/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,282
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,250
−HK$2,000/mo
Today · 4.125%
HK$67,250
baseline
▲ 0.50% · 4.625%
HK$71,342
+HK$4,092/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,500/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,400
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,288
−HK$1,916/mo
Today · 4.125%
HK$74,204
baseline
▲ 0.50% · 4.625%
HK$78,115
+HK$3,911/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,408/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,362
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,893
−HK$2,571/mo
Today · 4.125%
HK$86,464
baseline
▲ 0.50% · 4.625%
HK$91,725
+HK$5,261/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,928/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,515
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,942
−HK$2,463/mo
Today · 4.125%
HK$95,405
baseline
▲ 0.50% · 4.625%
HK$100,434
+HK$5,029/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,810/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,358 · Scale 2, in force from 26 Feb 2026)