LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,204
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,610
−HK$1,428/mo
Today · 4.125%
HK$48,038
baseline
▲ 0.50% · 4.625%
HK$50,961
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,076/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,289
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,637
−HK$1,369/mo
Today · 4.125%
HK$53,006
baseline
▲ 0.50% · 4.625%
HK$55,799
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,012/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,244
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,932
−HK$1,714/mo
Today · 4.125%
HK$57,646
baseline
▲ 0.50% · 4.625%
HK$61,154
+HK$3,508/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,292/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,346
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,965
−HK$1,642/mo
Today · 4.125%
HK$63,607
baseline
▲ 0.50% · 4.625%
HK$66,959
+HK$3,352/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,214/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,285
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,254
−HK$2,000/mo
Today · 4.125%
HK$67,254
baseline
▲ 0.50% · 4.625%
HK$71,346
+HK$4,092/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,508/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,404
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,292
−HK$1,916/mo
Today · 4.125%
HK$74,208
baseline
▲ 0.50% · 4.625%
HK$78,119
+HK$3,911/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,416/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,367
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,897
−HK$2,572/mo
Today · 4.125%
HK$86,469
baseline
▲ 0.50% · 4.625%
HK$91,730
+HK$5,261/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,938/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,519
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,947
−HK$2,463/mo
Today · 4.125%
HK$95,410
baseline
▲ 0.50% · 4.625%
HK$100,439
+HK$5,029/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,820/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,397 · Scale 2, in force from 26 Feb 2026)