LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,204
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,611
−HK$1,428/mo
Today · 4.125%
HK$48,039
baseline
▲ 0.50% · 4.625%
HK$50,962
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,078/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,289
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,638
−HK$1,368/mo
Today · 4.125%
HK$53,006
baseline
▲ 0.50% · 4.625%
HK$55,801
+HK$2,795/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,012/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,245
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,933
−HK$1,714/mo
Today · 4.125%
HK$57,647
baseline
▲ 0.50% · 4.625%
HK$61,155
+HK$3,508/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,294/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,347
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,966
−HK$1,642/mo
Today · 4.125%
HK$63,608
baseline
▲ 0.50% · 4.625%
HK$66,961
+HK$3,353/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,216/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,286
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,255
−HK$2,000/mo
Today · 4.125%
HK$67,255
baseline
▲ 0.50% · 4.625%
HK$71,347
+HK$4,092/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,510/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,405
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,294
−HK$1,915/mo
Today · 4.125%
HK$74,209
baseline
▲ 0.50% · 4.625%
HK$78,121
+HK$3,912/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,418/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,368
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,899
−HK$2,571/mo
Today · 4.125%
HK$86,470
baseline
▲ 0.50% · 4.625%
HK$91,732
+HK$5,262/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,940/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,521
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,949
−HK$2,463/mo
Today · 4.125%
HK$95,412
baseline
▲ 0.50% · 4.625%
HK$100,441
+HK$5,029/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,824/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,411 · Scale 2, in force from 26 Feb 2026)