LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,205
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,611
−HK$1,429/mo
Today · 4.125%
HK$48,040
baseline
▲ 0.50% · 4.625%
HK$50,963
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,080/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,290
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,639
−HK$1,368/mo
Today · 4.125%
HK$53,007
baseline
▲ 0.50% · 4.625%
HK$55,801
+HK$2,794/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,014/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,246
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,934
−HK$1,714/mo
Today · 4.125%
HK$57,648
baseline
▲ 0.50% · 4.625%
HK$61,156
+HK$3,508/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,296/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,348
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,967
−HK$1,642/mo
Today · 4.125%
HK$63,609
baseline
▲ 0.50% · 4.625%
HK$66,962
+HK$3,353/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,218/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,287
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,256
−HK$2,000/mo
Today · 4.125%
HK$67,256
baseline
▲ 0.50% · 4.625%
HK$71,348
+HK$4,092/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,512/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,406
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,295
−HK$1,915/mo
Today · 4.125%
HK$74,210
baseline
▲ 0.50% · 4.625%
HK$78,122
+HK$3,912/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,420/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,369
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,900
−HK$2,572/mo
Today · 4.125%
HK$86,472
baseline
▲ 0.50% · 4.625%
HK$91,734
+HK$5,262/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,944/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,523
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,950
−HK$2,463/mo
Today · 4.125%
HK$95,413
baseline
▲ 0.50% · 4.625%
HK$100,443
+HK$5,030/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,826/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,424 · Scale 2, in force from 26 Feb 2026)