LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,207
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,614
−HK$1,428/mo
Today · 4.125%
HK$48,042
baseline
▲ 0.50% · 4.625%
HK$50,966
+HK$2,924/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,084/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,293
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,642
−HK$1,368/mo
Today · 4.125%
HK$53,010
baseline
▲ 0.50% · 4.625%
HK$55,804
+HK$2,794/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,020/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,249
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,936
−HK$1,715/mo
Today · 4.125%
HK$57,651
baseline
▲ 0.50% · 4.625%
HK$61,159
+HK$3,508/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,302/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,351
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,970
−HK$1,642/mo
Today · 4.125%
HK$63,612
baseline
▲ 0.50% · 4.625%
HK$66,965
+HK$3,353/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,224/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,290
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,259
−HK$2,000/mo
Today · 4.125%
HK$67,259
baseline
▲ 0.50% · 4.625%
HK$71,352
+HK$4,093/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,518/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,410
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,298
−HK$1,916/mo
Today · 4.125%
HK$74,214
baseline
▲ 0.50% · 4.625%
HK$78,126
+HK$3,912/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,428/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,373
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,904
−HK$2,572/mo
Today · 4.125%
HK$86,476
baseline
▲ 0.50% · 4.625%
HK$91,738
+HK$5,262/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,952/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,527
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,955
−HK$2,463/mo
Today · 4.125%
HK$95,418
baseline
▲ 0.50% · 4.625%
HK$100,447
+HK$5,029/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,836/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,459 · Scale 2, in force from 26 Feb 2026)