LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,209
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,616
−HK$1,428/mo
Today · 4.125%
HK$48,044
baseline
▲ 0.50% · 4.625%
HK$50,968
+HK$2,924/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,088/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,295
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,644
−HK$1,368/mo
Today · 4.125%
HK$53,012
baseline
▲ 0.50% · 4.625%
HK$55,807
+HK$2,795/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,024/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,251
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,939
−HK$1,714/mo
Today · 4.125%
HK$57,653
baseline
▲ 0.50% · 4.625%
HK$61,161
+HK$3,508/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,306/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,354
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,973
−HK$1,642/mo
Today · 4.125%
HK$63,615
baseline
▲ 0.50% · 4.625%
HK$66,968
+HK$3,353/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,230/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,293
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,262
−HK$2,000/mo
Today · 4.125%
HK$67,262
baseline
▲ 0.50% · 4.625%
HK$71,355
+HK$4,093/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,524/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,413
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,301
−HK$1,916/mo
Today · 4.125%
HK$74,217
baseline
▲ 0.50% · 4.625%
HK$78,129
+HK$3,912/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,434/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,377
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,908
−HK$2,572/mo
Today · 4.125%
HK$86,480
baseline
▲ 0.50% · 4.625%
HK$91,742
+HK$5,262/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,960/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,531
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,959
−HK$2,463/mo
Today · 4.125%
HK$95,422
baseline
▲ 0.50% · 4.625%
HK$100,452
+HK$5,030/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,844/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,492 · Scale 2, in force from 26 Feb 2026)