LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,211
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,617
−HK$1,429/mo
Today · 4.125%
HK$48,046
baseline
▲ 0.50% · 4.625%
HK$50,969
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,092/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,296
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,645
−HK$1,369/mo
Today · 4.125%
HK$53,014
baseline
▲ 0.50% · 4.625%
HK$55,808
+HK$2,794/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,028/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,253
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,940
−HK$1,715/mo
Today · 4.125%
HK$57,655
baseline
▲ 0.50% · 4.625%
HK$61,163
+HK$3,508/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,310/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,356
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,974
−HK$1,642/mo
Today · 4.125%
HK$63,616
baseline
▲ 0.50% · 4.625%
HK$66,970
+HK$3,354/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,232/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,295
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,264
−HK$2,000/mo
Today · 4.125%
HK$67,264
baseline
▲ 0.50% · 4.625%
HK$71,357
+HK$4,093/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,528/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,415
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,303
−HK$1,916/mo
Today · 4.125%
HK$74,219
baseline
▲ 0.50% · 4.625%
HK$78,131
+HK$3,912/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,438/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,379
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,910
−HK$2,572/mo
Today · 4.125%
HK$86,482
baseline
▲ 0.50% · 4.625%
HK$91,745
+HK$5,263/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$172,964/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,533
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,961
−HK$2,464/mo
Today · 4.125%
HK$95,425
baseline
▲ 0.50% · 4.625%
HK$100,455
+HK$5,030/mo
Deposit HK$1.98M · loan HK$17.84M · min. income ≈ HK$190,850/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,512 · Scale 2, in force from 26 Feb 2026)