LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,214
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,620
−HK$1,429/mo
Today · 4.125%
HK$48,049
baseline
▲ 0.50% · 4.625%
HK$50,973
+HK$2,924/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,098/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,300
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,649
−HK$1,368/mo
Today · 4.125%
HK$53,017
baseline
▲ 0.50% · 4.625%
HK$55,812
+HK$2,795/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,034/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,256
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,944
−HK$1,715/mo
Today · 4.125%
HK$57,659
baseline
▲ 0.50% · 4.625%
HK$61,167
+HK$3,508/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,318/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,360
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,979
−HK$1,642/mo
Today · 4.125%
HK$63,621
baseline
▲ 0.50% · 4.625%
HK$66,974
+HK$3,353/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,242/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$743,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,299
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,268
−HK$2,001/mo
Today · 4.125%
HK$67,269
baseline
▲ 0.50% · 4.625%
HK$71,362
+HK$4,093/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,538/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,420
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,308
−HK$1,916/mo
Today · 4.125%
HK$74,224
baseline
▲ 0.50% · 4.625%
HK$78,137
+HK$3,913/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,448/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,385
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,916
−HK$2,572/mo
Today · 4.125%
HK$86,488
baseline
▲ 0.50% · 4.625%
HK$91,751
+HK$5,263/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$172,976/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,540
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,968
−HK$2,463/mo
Today · 4.125%
HK$95,431
baseline
▲ 0.50% · 4.625%
HK$100,462
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,862/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,563 · Scale 2, in force from 26 Feb 2026)