LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,215
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,621
−HK$1,429/mo
Today · 4.125%
HK$48,050
baseline
▲ 0.50% · 4.625%
HK$50,974
+HK$2,924/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,100/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,301
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,650
−HK$1,369/mo
Today · 4.125%
HK$53,019
baseline
▲ 0.50% · 4.625%
HK$55,813
+HK$2,794/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,038/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,258
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,945
−HK$1,715/mo
Today · 4.125%
HK$57,660
baseline
▲ 0.50% · 4.625%
HK$61,169
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,320/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,361
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,980
−HK$1,642/mo
Today · 4.125%
HK$63,622
baseline
▲ 0.50% · 4.625%
HK$66,976
+HK$3,354/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,244/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,301
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,270
−HK$2,000/mo
Today · 4.125%
HK$67,270
baseline
▲ 0.50% · 4.625%
HK$71,363
+HK$4,093/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,540/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,421
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,310
−HK$1,916/mo
Today · 4.125%
HK$74,226
baseline
▲ 0.50% · 4.625%
HK$78,139
+HK$3,913/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,452/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,387
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,918
−HK$2,572/mo
Today · 4.125%
HK$86,490
baseline
▲ 0.50% · 4.625%
HK$91,753
+HK$5,263/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$172,980/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,542
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,970
−HK$2,464/mo
Today · 4.125%
HK$95,434
baseline
▲ 0.50% · 4.625%
HK$100,464
+HK$5,030/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,868/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,582 · Scale 2, in force from 26 Feb 2026)