LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,217
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,624
−HK$1,429/mo
Today · 4.125%
HK$48,053
baseline
▲ 0.50% · 4.625%
HK$50,976
+HK$2,923/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,106/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,304
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,653
−HK$1,368/mo
Today · 4.125%
HK$53,021
baseline
▲ 0.50% · 4.625%
HK$55,816
+HK$2,795/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$106,042/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,260
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,948
−HK$1,715/mo
Today · 4.125%
HK$57,663
baseline
▲ 0.50% · 4.625%
HK$61,172
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,326/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,364
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,983
−HK$1,642/mo
Today · 4.125%
HK$63,625
baseline
▲ 0.50% · 4.625%
HK$66,979
+HK$3,354/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,250/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,304
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,273
−HK$2,001/mo
Today · 4.125%
HK$67,274
baseline
▲ 0.50% · 4.625%
HK$71,367
+HK$4,093/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,548/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,425
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,314
−HK$1,916/mo
Today · 4.125%
HK$74,230
baseline
▲ 0.50% · 4.625%
HK$78,142
+HK$3,912/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,460/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,391
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,922
−HK$2,573/mo
Today · 4.125%
HK$86,495
baseline
▲ 0.50% · 4.625%
HK$91,758
+HK$5,263/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$172,990/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,546
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,975
−HK$2,463/mo
Today · 4.125%
HK$95,438
baseline
▲ 0.50% · 4.625%
HK$100,469
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,876/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,618 · Scale 2, in force from 26 Feb 2026)