LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,219
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,625
−HK$1,429/mo
Today · 4.125%
HK$48,054
baseline
▲ 0.50% · 4.625%
HK$50,978
+HK$2,924/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,108/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,305
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,655
−HK$1,368/mo
Today · 4.125%
HK$53,023
baseline
▲ 0.50% · 4.625%
HK$55,818
+HK$2,795/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,046/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,262
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,950
−HK$1,715/mo
Today · 4.125%
HK$57,665
baseline
▲ 0.50% · 4.625%
HK$61,174
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,330/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,366
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,985
−HK$1,643/mo
Today · 4.125%
HK$63,628
baseline
▲ 0.50% · 4.625%
HK$66,982
+HK$3,354/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,256/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,306
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,275
−HK$2,001/mo
Today · 4.125%
HK$67,276
baseline
▲ 0.50% · 4.625%
HK$71,370
+HK$4,094/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,552/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,428
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,316
−HK$1,917/mo
Today · 4.125%
HK$74,233
baseline
▲ 0.50% · 4.625%
HK$78,145
+HK$3,912/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,466/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,394
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,926
−HK$2,572/mo
Today · 4.125%
HK$86,498
baseline
▲ 0.50% · 4.625%
HK$91,761
+HK$5,263/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$172,996/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,550
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,978
−HK$2,464/mo
Today · 4.125%
HK$95,442
baseline
▲ 0.50% · 4.625%
HK$100,473
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,884/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,646 · Scale 2, in force from 26 Feb 2026)