LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,221
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,627
−HK$1,430/mo
Today · 4.125%
HK$48,057
baseline
▲ 0.50% · 4.625%
HK$50,981
+HK$2,924/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,114/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,308
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,657
−HK$1,369/mo
Today · 4.125%
HK$53,026
baseline
▲ 0.50% · 4.625%
HK$55,821
+HK$2,795/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,052/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,265
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,953
−HK$1,715/mo
Today · 4.125%
HK$57,668
baseline
▲ 0.50% · 4.625%
HK$61,177
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,336/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,369
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,988
−HK$1,643/mo
Today · 4.125%
HK$63,631
baseline
▲ 0.50% · 4.625%
HK$66,985
+HK$3,354/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,262/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,309
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,278
−HK$2,001/mo
Today · 4.125%
HK$67,279
baseline
▲ 0.50% · 4.625%
HK$71,373
+HK$4,094/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,558/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,431
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,320
−HK$1,916/mo
Today · 4.125%
HK$74,236
baseline
▲ 0.50% · 4.625%
HK$78,149
+HK$3,913/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,472/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,398
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,929
−HK$2,573/mo
Today · 4.125%
HK$86,502
baseline
▲ 0.50% · 4.625%
HK$91,765
+HK$5,263/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,004/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,554
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,983
−HK$2,463/mo
Today · 4.125%
HK$95,446
baseline
▲ 0.50% · 4.625%
HK$100,477
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,892/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,681 · Scale 2, in force from 26 Feb 2026)