LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,223
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,630
−HK$1,429/mo
Today · 4.125%
HK$48,059
baseline
▲ 0.50% · 4.625%
HK$50,983
+HK$2,924/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,118/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,310
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,659
−HK$1,369/mo
Today · 4.125%
HK$53,028
baseline
▲ 0.50% · 4.625%
HK$55,823
+HK$2,795/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,056/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,267
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,956
−HK$1,715/mo
Today · 4.125%
HK$57,671
baseline
▲ 0.50% · 4.625%
HK$61,180
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,342/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,372
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,991
−HK$1,643/mo
Today · 4.125%
HK$63,634
baseline
▲ 0.50% · 4.625%
HK$66,988
+HK$3,354/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,268/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,312
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,281
−HK$2,001/mo
Today · 4.125%
HK$67,282
baseline
▲ 0.50% · 4.625%
HK$71,376
+HK$4,094/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,564/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,434
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,323
−HK$1,916/mo
Today · 4.125%
HK$74,239
baseline
▲ 0.50% · 4.625%
HK$78,153
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,478/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,401
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,933
−HK$2,573/mo
Today · 4.125%
HK$86,506
baseline
▲ 0.50% · 4.625%
HK$91,769
+HK$5,263/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,012/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,558
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,987
−HK$2,464/mo
Today · 4.125%
HK$95,451
baseline
▲ 0.50% · 4.625%
HK$100,482
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,902/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,715 · Scale 2, in force from 26 Feb 2026)