LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,224
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,631
−HK$1,429/mo
Today · 4.125%
HK$48,060
baseline
▲ 0.50% · 4.625%
HK$50,985
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,120/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,312
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,661
−HK$1,369/mo
Today · 4.125%
HK$53,030
baseline
▲ 0.50% · 4.625%
HK$55,825
+HK$2,795/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,060/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,269
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,957
−HK$1,716/mo
Today · 4.125%
HK$57,673
baseline
▲ 0.50% · 4.625%
HK$61,182
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,346/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,374
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,993
−HK$1,643/mo
Today · 4.125%
HK$63,636
baseline
▲ 0.50% · 4.625%
HK$66,990
+HK$3,354/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,272/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,314
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,284
−HK$2,001/mo
Today · 4.125%
HK$67,285
baseline
▲ 0.50% · 4.625%
HK$71,379
+HK$4,094/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,570/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,436
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,326
−HK$1,916/mo
Today · 4.125%
HK$74,242
baseline
▲ 0.50% · 4.625%
HK$78,155
+HK$3,913/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,484/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,404
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,936
−HK$2,573/mo
Today · 4.125%
HK$86,509
baseline
▲ 0.50% · 4.625%
HK$91,773
+HK$5,264/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,018/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,561
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,990
−HK$2,464/mo
Today · 4.125%
HK$95,454
baseline
▲ 0.50% · 4.625%
HK$100,485
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,908/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,740 · Scale 2, in force from 26 Feb 2026)