LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,225
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,632
−HK$1,429/mo
Today · 4.125%
HK$48,061
baseline
▲ 0.50% · 4.625%
HK$50,985
+HK$2,924/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,122/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,312
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,661
−HK$1,369/mo
Today · 4.125%
HK$53,030
baseline
▲ 0.50% · 4.625%
HK$55,826
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,060/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,270
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,958
−HK$1,715/mo
Today · 4.125%
HK$57,673
baseline
▲ 0.50% · 4.625%
HK$61,182
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,346/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,375
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,994
−HK$1,642/mo
Today · 4.125%
HK$63,636
baseline
▲ 0.50% · 4.625%
HK$66,991
+HK$3,355/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,272/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,315
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,284
−HK$2,001/mo
Today · 4.125%
HK$67,285
baseline
▲ 0.50% · 4.625%
HK$71,379
+HK$4,094/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,570/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,437
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,326
−HK$1,916/mo
Today · 4.125%
HK$74,242
baseline
▲ 0.50% · 4.625%
HK$78,156
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,484/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,405
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,937
−HK$2,572/mo
Today · 4.125%
HK$86,509
baseline
▲ 0.50% · 4.625%
HK$91,773
+HK$5,264/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,018/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,562
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,991
−HK$2,464/mo
Today · 4.125%
HK$95,455
baseline
▲ 0.50% · 4.625%
HK$100,486
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,910/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,745 · Scale 2, in force from 26 Feb 2026)