LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,225
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,632
−HK$1,429/mo
Today · 4.125%
HK$48,061
baseline
▲ 0.50% · 4.625%
HK$50,986
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,122/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,313
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,662
−HK$1,369/mo
Today · 4.125%
HK$53,031
baseline
▲ 0.50% · 4.625%
HK$55,826
+HK$2,795/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,062/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,270
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,959
−HK$1,715/mo
Today · 4.125%
HK$57,674
baseline
▲ 0.50% · 4.625%
HK$61,183
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,348/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,375
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,995
−HK$1,642/mo
Today · 4.125%
HK$63,637
baseline
▲ 0.50% · 4.625%
HK$66,992
+HK$3,355/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,274/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,316
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,285
−HK$2,001/mo
Today · 4.125%
HK$67,286
baseline
▲ 0.50% · 4.625%
HK$71,380
+HK$4,094/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,572/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,438
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,327
−HK$1,916/mo
Today · 4.125%
HK$74,243
baseline
▲ 0.50% · 4.625%
HK$78,157
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,486/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,406
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,938
−HK$2,573/mo
Today · 4.125%
HK$86,511
baseline
▲ 0.50% · 4.625%
HK$91,774
+HK$5,263/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,022/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,563
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,992
−HK$2,464/mo
Today · 4.125%
HK$95,456
baseline
▲ 0.50% · 4.625%
HK$100,487
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,912/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,755 · Scale 2, in force from 26 Feb 2026)