LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,228
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,635
−HK$1,429/mo
Today · 4.125%
HK$48,064
baseline
▲ 0.50% · 4.625%
HK$50,989
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,128/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,316
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,665
−HK$1,369/mo
Today · 4.125%
HK$53,034
baseline
▲ 0.50% · 4.625%
HK$55,830
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,068/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,274
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,962
−HK$1,715/mo
Today · 4.125%
HK$57,677
baseline
▲ 0.50% · 4.625%
HK$61,187
+HK$3,510/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,354/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,379
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,998
−HK$1,643/mo
Today · 4.125%
HK$63,641
baseline
▲ 0.50% · 4.625%
HK$66,996
+HK$3,355/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,282/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,319
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,289
−HK$2,001/mo
Today · 4.125%
HK$67,290
baseline
▲ 0.50% · 4.625%
HK$71,384
+HK$4,094/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$134,580/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,442
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,331
−HK$1,917/mo
Today · 4.125%
HK$74,248
baseline
▲ 0.50% · 4.625%
HK$78,162
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.88M · min. income ≈ HK$148,496/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,411
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,943
−HK$2,573/mo
Today · 4.125%
HK$86,516
baseline
▲ 0.50% · 4.625%
HK$91,780
+HK$5,264/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,032/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,568
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$92,997
−HK$2,465/mo
Today · 4.125%
HK$95,462
baseline
▲ 0.50% · 4.625%
HK$100,493
+HK$5,031/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,924/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,799 · Scale 2, in force from 26 Feb 2026)