LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,231
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,638
−HK$1,429/mo
Today · 4.125%
HK$48,067
baseline
▲ 0.50% · 4.625%
HK$50,992
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,134/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,319
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,668
−HK$1,369/mo
Today · 4.125%
HK$53,037
baseline
▲ 0.50% · 4.625%
HK$55,833
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,074/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,277
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,965
−HK$1,716/mo
Today · 4.125%
HK$57,681
baseline
▲ 0.50% · 4.625%
HK$61,190
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,362/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,383
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,002
−HK$1,643/mo
Today · 4.125%
HK$63,645
baseline
▲ 0.50% · 4.625%
HK$67,000
+HK$3,355/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,290/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,323
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,293
−HK$2,001/mo
Today · 4.125%
HK$67,294
baseline
▲ 0.50% · 4.625%
HK$71,389
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,588/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,446
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,336
−HK$1,916/mo
Today · 4.125%
HK$74,252
baseline
▲ 0.50% · 4.625%
HK$78,166
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,504/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,415
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,948
−HK$2,573/mo
Today · 4.125%
HK$86,521
baseline
▲ 0.50% · 4.625%
HK$91,786
+HK$5,265/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,042/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,574
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$93,003
−HK$2,464/mo
Today · 4.125%
HK$95,467
baseline
▲ 0.50% · 4.625%
HK$100,500
+HK$5,033/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,934/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,845 · Scale 2, in force from 26 Feb 2026)