LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,232
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,639
−HK$1,430/mo
Today · 4.125%
HK$48,069
baseline
▲ 0.50% · 4.625%
HK$50,994
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,138/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,320
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,670
−HK$1,369/mo
Today · 4.125%
HK$53,039
baseline
▲ 0.50% · 4.625%
HK$55,835
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,078/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,279
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,967
−HK$1,716/mo
Today · 4.125%
HK$57,683
baseline
▲ 0.50% · 4.625%
HK$61,192
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,366/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,385
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,004
−HK$1,643/mo
Today · 4.125%
HK$63,647
baseline
▲ 0.50% · 4.625%
HK$67,002
+HK$3,355/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,294/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,325
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,295
−HK$2,001/mo
Today · 4.125%
HK$67,296
baseline
▲ 0.50% · 4.625%
HK$71,391
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,592/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,449
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,338
−HK$1,917/mo
Today · 4.125%
HK$74,255
baseline
▲ 0.50% · 4.625%
HK$78,169
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,510/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,418
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,951
−HK$2,573/mo
Today · 4.125%
HK$86,524
baseline
▲ 0.50% · 4.625%
HK$91,789
+HK$5,265/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,048/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,577
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$93,006
−HK$2,464/mo
Today · 4.125%
HK$95,470
baseline
▲ 0.50% · 4.625%
HK$100,503
+HK$5,033/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,940/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,869 · Scale 2, in force from 26 Feb 2026)