LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,233
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,640
−HK$1,429/mo
Today · 4.125%
HK$48,069
baseline
▲ 0.50% · 4.625%
HK$50,994
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,138/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,321
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,671
−HK$1,369/mo
Today · 4.125%
HK$53,040
baseline
▲ 0.50% · 4.625%
HK$55,835
+HK$2,795/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,080/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,279
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,968
−HK$1,715/mo
Today · 4.125%
HK$57,683
baseline
▲ 0.50% · 4.625%
HK$61,193
+HK$3,510/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,366/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,385
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,005
−HK$1,643/mo
Today · 4.125%
HK$63,648
baseline
▲ 0.50% · 4.625%
HK$67,003
+HK$3,355/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,296/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,326
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,296
−HK$2,001/mo
Today · 4.125%
HK$67,297
baseline
▲ 0.50% · 4.625%
HK$71,392
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,594/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,449
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,339
−HK$1,917/mo
Today · 4.125%
HK$74,256
baseline
▲ 0.50% · 4.625%
HK$78,170
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,512/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$743,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,419
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,952
−HK$2,573/mo
Today · 4.125%
HK$86,525
baseline
▲ 0.50% · 4.625%
HK$91,789
+HK$5,264/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,050/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,578
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$93,007
−HK$2,464/mo
Today · 4.125%
HK$95,471
baseline
▲ 0.50% · 4.625%
HK$100,504
+HK$5,033/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,942/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,876 · Scale 2, in force from 26 Feb 2026)