LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,234
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,641
−HK$1,429/mo
Today · 4.125%
HK$48,070
baseline
▲ 0.50% · 4.625%
HK$50,995
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,140/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,322
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,672
−HK$1,369/mo
Today · 4.125%
HK$53,041
baseline
▲ 0.50% · 4.625%
HK$55,837
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,082/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,281
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,969
−HK$1,716/mo
Today · 4.125%
HK$57,685
baseline
▲ 0.50% · 4.625%
HK$61,194
+HK$3,509/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,370/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,387
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,006
−HK$1,643/mo
Today · 4.125%
HK$63,649
baseline
▲ 0.50% · 4.625%
HK$67,004
+HK$3,355/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,298/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,327
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,297
−HK$2,002/mo
Today · 4.125%
HK$67,299
baseline
▲ 0.50% · 4.625%
HK$71,394
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,598/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,451
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,341
−HK$1,916/mo
Today · 4.125%
HK$74,257
baseline
▲ 0.50% · 4.625%
HK$78,172
+HK$3,915/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,514/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,421
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,954
−HK$2,573/mo
Today · 4.125%
HK$86,527
baseline
▲ 0.50% · 4.625%
HK$91,792
+HK$5,265/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,054/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,580
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,009
−HK$2,465/mo
Today · 4.125%
HK$95,474
baseline
▲ 0.50% · 4.625%
HK$100,506
+HK$5,032/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,948/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,895 · Scale 2, in force from 26 Feb 2026)