LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,234
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,641
−HK$1,430/mo
Today · 4.125%
HK$48,071
baseline
▲ 0.50% · 4.625%
HK$50,996
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,142/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,323
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,672
−HK$1,370/mo
Today · 4.125%
HK$53,042
baseline
▲ 0.50% · 4.625%
HK$55,837
+HK$2,795/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,084/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,281
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,970
−HK$1,715/mo
Today · 4.125%
HK$57,685
baseline
▲ 0.50% · 4.625%
HK$61,195
+HK$3,510/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$115,370/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,387
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,007
−HK$1,643/mo
Today · 4.125%
HK$63,650
baseline
▲ 0.50% · 4.625%
HK$67,005
+HK$3,355/mo
Deposit HK$7.93M · loan HK$11.90M · min. income ≈ HK$127,300/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,328
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,298
−HK$2,001/mo
Today · 4.125%
HK$67,299
baseline
▲ 0.50% · 4.625%
HK$71,394
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,598/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,452
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,341
−HK$1,917/mo
Today · 4.125%
HK$74,258
baseline
▲ 0.50% · 4.625%
HK$78,172
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,516/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,422
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,955
−HK$2,573/mo
Today · 4.125%
HK$86,528
baseline
▲ 0.50% · 4.625%
HK$91,793
+HK$5,265/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,056/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,581
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,010
−HK$2,465/mo
Today · 4.125%
HK$95,475
baseline
▲ 0.50% · 4.625%
HK$100,507
+HK$5,032/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,950/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,903 · Scale 2, in force from 26 Feb 2026)