LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,235
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,642
−HK$1,430/mo
Today · 4.125%
HK$48,072
baseline
▲ 0.50% · 4.625%
HK$50,997
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,144/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,324
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,673
−HK$1,370/mo
Today · 4.125%
HK$53,043
baseline
▲ 0.50% · 4.625%
HK$55,839
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,086/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,282
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,971
−HK$1,715/mo
Today · 4.125%
HK$57,686
baseline
▲ 0.50% · 4.625%
HK$61,196
+HK$3,510/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$115,372/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,389
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,008
−HK$1,643/mo
Today · 4.125%
HK$63,651
baseline
▲ 0.50% · 4.625%
HK$67,006
+HK$3,355/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$127,302/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,329
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,299
−HK$2,002/mo
Today · 4.125%
HK$67,301
baseline
▲ 0.50% · 4.625%
HK$71,396
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,602/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,453
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,343
−HK$1,917/mo
Today · 4.125%
HK$74,260
baseline
▲ 0.50% · 4.625%
HK$78,174
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,520/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,423
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,956
−HK$2,573/mo
Today · 4.125%
HK$86,529
baseline
▲ 0.50% · 4.625%
HK$91,795
+HK$5,266/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,058/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,583
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,012
−HK$2,465/mo
Today · 4.125%
HK$95,477
baseline
▲ 0.50% · 4.625%
HK$100,509
+HK$5,032/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,954/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,918 · Scale 2, in force from 26 Feb 2026)