LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,235
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,643
−HK$1,429/mo
Today · 4.125%
HK$48,072
baseline
▲ 0.50% · 4.625%
HK$50,997
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,144/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,324
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,674
−HK$1,369/mo
Today · 4.125%
HK$53,043
baseline
▲ 0.50% · 4.625%
HK$55,839
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,086/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,283
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,971
−HK$1,716/mo
Today · 4.125%
HK$57,687
baseline
▲ 0.50% · 4.625%
HK$61,197
+HK$3,510/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$115,374/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,389
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,008
−HK$1,643/mo
Today · 4.125%
HK$63,651
baseline
▲ 0.50% · 4.625%
HK$67,007
+HK$3,356/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$127,302/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,330
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,300
−HK$2,001/mo
Today · 4.125%
HK$67,301
baseline
▲ 0.50% · 4.625%
HK$71,396
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,602/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,454
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,343
−HK$1,917/mo
Today · 4.125%
HK$74,260
baseline
▲ 0.50% · 4.625%
HK$78,174
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,520/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,424
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,957
−HK$2,573/mo
Today · 4.125%
HK$86,530
baseline
▲ 0.50% · 4.625%
HK$91,795
+HK$5,265/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,060/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,583
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,013
−HK$2,464/mo
Today · 4.125%
HK$95,477
baseline
▲ 0.50% · 4.625%
HK$100,510
+HK$5,033/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,954/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,921 · Scale 2, in force from 26 Feb 2026)