LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,237
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,644
−HK$1,430/mo
Today · 4.125%
HK$48,074
baseline
▲ 0.50% · 4.625%
HK$50,999
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,148/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,326
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,675
−HK$1,369/mo
Today · 4.125%
HK$53,044
baseline
▲ 0.50% · 4.625%
HK$55,841
+HK$2,797/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,088/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,284
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,973
−HK$1,715/mo
Today · 4.125%
HK$57,688
baseline
▲ 0.50% · 4.625%
HK$61,199
+HK$3,511/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$115,376/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,391
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,010
−HK$1,643/mo
Today · 4.125%
HK$63,653
baseline
▲ 0.50% · 4.625%
HK$67,009
+HK$3,356/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$127,306/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,332
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,302
−HK$2,001/mo
Today · 4.125%
HK$67,303
baseline
▲ 0.50% · 4.625%
HK$71,398
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,606/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,456
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,345
−HK$1,917/mo
Today · 4.125%
HK$74,262
baseline
▲ 0.50% · 4.625%
HK$78,177
+HK$3,915/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,524/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,426
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,959
−HK$2,573/mo
Today · 4.125%
HK$86,532
baseline
▲ 0.50% · 4.625%
HK$91,798
+HK$5,266/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$173,064/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,586
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,015
−HK$2,465/mo
Today · 4.125%
HK$95,480
baseline
▲ 0.50% · 4.625%
HK$100,513
+HK$5,033/mo
Deposit HK$1.98M · loan HK$17.85M · min. income ≈ HK$190,960/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,944 · Scale 2, in force from 26 Feb 2026)