LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,238
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,645
−HK$1,430/mo
Today · 4.125%
HK$48,075
baseline
▲ 0.50% · 4.625%
HK$51,000
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,150/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,327
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,676
−HK$1,370/mo
Today · 4.125%
HK$53,046
baseline
▲ 0.50% · 4.625%
HK$55,842
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,092/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$743,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,285
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,974
−HK$1,716/mo
Today · 4.125%
HK$57,690
baseline
▲ 0.50% · 4.625%
HK$61,200
+HK$3,510/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$115,380/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,392
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,012
−HK$1,643/mo
Today · 4.125%
HK$63,655
baseline
▲ 0.50% · 4.625%
HK$67,010
+HK$3,355/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$127,310/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$743,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,333
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,303
−HK$2,001/mo
Today · 4.125%
HK$67,304
baseline
▲ 0.50% · 4.625%
HK$71,400
+HK$4,096/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,608/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,457
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,347
−HK$1,917/mo
Today · 4.125%
HK$74,264
baseline
▲ 0.50% · 4.625%
HK$78,178
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,528/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$743,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,428
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,961
−HK$2,573/mo
Today · 4.125%
HK$86,534
baseline
▲ 0.50% · 4.625%
HK$91,800
+HK$5,266/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,068/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,588
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,017
−HK$2,465/mo
Today · 4.125%
HK$95,482
baseline
▲ 0.50% · 4.625%
HK$100,515
+HK$5,033/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$190,964/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$743,959 · Scale 2, in force from 26 Feb 2026)