LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,241
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,649
−HK$1,429/mo
Today · 4.125%
HK$48,078
baseline
▲ 0.50% · 4.625%
HK$51,004
+HK$2,926/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,156/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$744,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,330
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,680
−HK$1,370/mo
Today · 4.125%
HK$53,050
baseline
▲ 0.50% · 4.625%
HK$55,846
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,100/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$744,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,290
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,978
−HK$1,716/mo
Today · 4.125%
HK$57,694
baseline
▲ 0.50% · 4.625%
HK$61,204
+HK$3,510/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$115,388/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,397
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,016
−HK$1,644/mo
Today · 4.125%
HK$63,660
baseline
▲ 0.50% · 4.625%
HK$67,015
+HK$3,355/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$127,320/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,338
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,308
−HK$2,002/mo
Today · 4.125%
HK$67,310
baseline
▲ 0.50% · 4.625%
HK$71,405
+HK$4,095/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,620/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,463
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,352
−HK$1,918/mo
Today · 4.125%
HK$74,270
baseline
▲ 0.50% · 4.625%
HK$78,184
+HK$3,914/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,540/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,434
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,967
−HK$2,574/mo
Today · 4.125%
HK$86,541
baseline
▲ 0.50% · 4.625%
HK$91,807
+HK$5,266/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,082/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,595
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,025
−HK$2,464/mo
Today · 4.125%
HK$95,489
baseline
▲ 0.50% · 4.625%
HK$100,523
+HK$5,034/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$190,978/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,017 · Scale 2, in force from 26 Feb 2026)