LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,242
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,649
−HK$1,430/mo
Today · 4.125%
HK$48,079
baseline
▲ 0.50% · 4.625%
HK$51,005
+HK$2,926/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,158/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$744,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,331
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,681
−HK$1,370/mo
Today · 4.125%
HK$53,051
baseline
▲ 0.50% · 4.625%
HK$55,847
+HK$2,796/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,102/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$744,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,291
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,979
−HK$1,716/mo
Today · 4.125%
HK$57,695
baseline
▲ 0.50% · 4.625%
HK$61,206
+HK$3,511/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$115,390/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,398
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,018
−HK$1,643/mo
Today · 4.125%
HK$63,661
baseline
▲ 0.50% · 4.625%
HK$67,016
+HK$3,355/mo
Deposit HK$7.94M · loan HK$11.90M · min. income ≈ HK$127,322/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,339
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,309
−HK$2,002/mo
Today · 4.125%
HK$67,311
baseline
▲ 0.50% · 4.625%
HK$71,407
+HK$4,096/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,622/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,464
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,354
−HK$1,917/mo
Today · 4.125%
HK$74,271
baseline
▲ 0.50% · 4.625%
HK$78,186
+HK$3,915/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,542/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,436
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,969
−HK$2,574/mo
Today · 4.125%
HK$86,543
baseline
▲ 0.50% · 4.625%
HK$91,808
+HK$5,265/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,086/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,597
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,026
−HK$2,465/mo
Today · 4.125%
HK$95,491
baseline
▲ 0.50% · 4.625%
HK$100,525
+HK$5,034/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$190,982/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,031 · Scale 2, in force from 26 Feb 2026)