LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,246
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,653
−HK$1,430/mo
Today · 4.125%
HK$48,083
baseline
▲ 0.50% · 4.625%
HK$51,009
+HK$2,926/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,166/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,336
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,686
−HK$1,369/mo
Today · 4.125%
HK$53,055
baseline
▲ 0.50% · 4.625%
HK$55,852
+HK$2,797/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,110/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,295
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,984
−HK$1,716/mo
Today · 4.125%
HK$57,700
baseline
▲ 0.50% · 4.625%
HK$61,211
+HK$3,511/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,400/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,403
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,023
−HK$1,643/mo
Today · 4.125%
HK$63,666
baseline
▲ 0.50% · 4.625%
HK$67,022
+HK$3,356/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,332/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,344
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,315
−HK$2,002/mo
Today · 4.125%
HK$67,317
baseline
▲ 0.50% · 4.625%
HK$71,413
+HK$4,096/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,634/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,470
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,360
−HK$1,917/mo
Today · 4.125%
HK$74,277
baseline
▲ 0.50% · 4.625%
HK$78,192
+HK$3,915/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,554/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,443
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,976
−HK$2,574/mo
Today · 4.125%
HK$86,550
baseline
▲ 0.50% · 4.625%
HK$91,816
+HK$5,266/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,100/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,604
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$93,034
−HK$2,465/mo
Today · 4.125%
HK$95,499
baseline
▲ 0.50% · 4.625%
HK$100,533
+HK$5,034/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$190,998/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,094 · Scale 2, in force from 26 Feb 2026)