LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,246
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,654
−HK$1,430/mo
Today · 4.125%
HK$48,084
baseline
▲ 0.50% · 4.625%
HK$51,009
+HK$2,925/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,168/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,336
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,686
−HK$1,369/mo
Today · 4.125%
HK$53,055
baseline
▲ 0.50% · 4.625%
HK$55,852
+HK$2,797/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,110/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,295
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,984
−HK$1,716/mo
Today · 4.125%
HK$57,700
baseline
▲ 0.50% · 4.625%
HK$61,211
+HK$3,511/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,400/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,403
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,023
−HK$1,644/mo
Today · 4.125%
HK$63,667
baseline
▲ 0.50% · 4.625%
HK$67,022
+HK$3,355/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,334/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,345
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,315
−HK$2,002/mo
Today · 4.125%
HK$67,317
baseline
▲ 0.50% · 4.625%
HK$71,413
+HK$4,096/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,634/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,470
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,360
−HK$1,918/mo
Today · 4.125%
HK$74,278
baseline
▲ 0.50% · 4.625%
HK$78,193
+HK$3,915/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,556/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,443
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,977
−HK$2,573/mo
Today · 4.125%
HK$86,550
baseline
▲ 0.50% · 4.625%
HK$91,817
+HK$5,267/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,100/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,605
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$93,035
−HK$2,465/mo
Today · 4.125%
HK$95,500
baseline
▲ 0.50% · 4.625%
HK$100,534
+HK$5,034/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$191,000/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,098 · Scale 2, in force from 26 Feb 2026)