LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,250
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,657
−HK$1,430/mo
Today · 4.125%
HK$48,087
baseline
▲ 0.50% · 4.625%
HK$51,013
+HK$2,926/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,174/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,340
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,690
−HK$1,369/mo
Today · 4.125%
HK$53,059
baseline
▲ 0.50% · 4.625%
HK$55,856
+HK$2,797/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,118/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,299
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,988
−HK$1,716/mo
Today · 4.125%
HK$57,704
baseline
▲ 0.50% · 4.625%
HK$61,216
+HK$3,512/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,408/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,408
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,028
−HK$1,643/mo
Today · 4.125%
HK$63,671
baseline
▲ 0.50% · 4.625%
HK$67,027
+HK$3,356/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,342/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,349
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,320
−HK$2,002/mo
Today · 4.125%
HK$67,322
baseline
▲ 0.50% · 4.625%
HK$71,418
+HK$4,096/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,644/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,475
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,366
−HK$1,917/mo
Today · 4.125%
HK$74,283
baseline
▲ 0.50% · 4.625%
HK$78,199
+HK$3,916/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,566/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,449
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,983
−HK$2,574/mo
Today · 4.125%
HK$86,557
baseline
▲ 0.50% · 4.625%
HK$91,823
+HK$5,266/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,114/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,611
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,041
−HK$2,466/mo
Today · 4.125%
HK$95,507
baseline
▲ 0.50% · 4.625%
HK$100,541
+HK$5,034/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$191,014/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,152 · Scale 2, in force from 26 Feb 2026)