LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,252
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,659
−HK$1,430/mo
Today · 4.125%
HK$48,089
baseline
▲ 0.50% · 4.625%
HK$51,016
+HK$2,927/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,178/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,342
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,692
−HK$1,370/mo
Today · 4.125%
HK$53,062
baseline
▲ 0.50% · 4.625%
HK$55,859
+HK$2,797/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,124/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,302
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,991
−HK$1,716/mo
Today · 4.125%
HK$57,707
baseline
▲ 0.50% · 4.625%
HK$61,219
+HK$3,512/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,414/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,410
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,031
−HK$1,643/mo
Today · 4.125%
HK$63,674
baseline
▲ 0.50% · 4.625%
HK$67,031
+HK$3,357/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,348/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,352
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,323
−HK$2,002/mo
Today · 4.125%
HK$67,325
baseline
▲ 0.50% · 4.625%
HK$71,422
+HK$4,097/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,650/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,479
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,369
−HK$1,918/mo
Today · 4.125%
HK$74,287
baseline
▲ 0.50% · 4.625%
HK$78,202
+HK$3,915/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,574/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,453
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,987
−HK$2,574/mo
Today · 4.125%
HK$86,561
baseline
▲ 0.50% · 4.625%
HK$91,828
+HK$5,267/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,122/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,616
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$93,046
−HK$2,465/mo
Today · 4.125%
HK$95,511
baseline
▲ 0.50% · 4.625%
HK$100,546
+HK$5,035/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$191,022/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,188 · Scale 2, in force from 26 Feb 2026)