LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,253
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,661
−HK$1,430/mo
Today · 4.125%
HK$48,091
baseline
▲ 0.50% · 4.625%
HK$51,017
+HK$2,926/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$96,182/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,343
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,694
−HK$1,369/mo
Today · 4.125%
HK$53,063
baseline
▲ 0.50% · 4.625%
HK$55,860
+HK$2,797/mo
Deposit HK$9.92M · loan HK$9.92M · min. income ≈ HK$106,126/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$744,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,304
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,993
−HK$1,716/mo
Today · 4.125%
HK$57,709
baseline
▲ 0.50% · 4.625%
HK$61,220
+HK$3,511/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$115,418/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,412
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,032
−HK$1,644/mo
Today · 4.125%
HK$63,676
baseline
▲ 0.50% · 4.625%
HK$67,032
+HK$3,356/mo
Deposit HK$7.94M · loan HK$11.91M · min. income ≈ HK$127,352/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$744,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,354
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,325
−HK$2,002/mo
Today · 4.125%
HK$67,327
baseline
▲ 0.50% · 4.625%
HK$71,424
+HK$4,097/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,654/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,481
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,371
−HK$1,918/mo
Today · 4.125%
HK$74,289
baseline
▲ 0.50% · 4.625%
HK$78,205
+HK$3,916/mo
Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$148,578/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,455
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,989
−HK$2,574/mo
Today · 4.125%
HK$86,563
baseline
▲ 0.50% · 4.625%
HK$91,830
+HK$5,267/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$173,126/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,618
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,049
−HK$2,465/mo
Today · 4.125%
HK$95,514
baseline
▲ 0.50% · 4.625%
HK$100,549
+HK$5,035/mo
Deposit HK$1.98M · loan HK$17.86M · min. income ≈ HK$191,028/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$744,209 · Scale 2, in force from 26 Feb 2026)